How Can Help to Buy Help You?

Help to Buy is a government backed scheme designed to help people purchase a new property with just 5% deposit by way of an equity loan of up to 20% of the purchase price, allowing purchasers access of 75% (loan-to-value) mortgages which offer competitive rates.

The aim of the Help to Buy scheme, is to increase the supply of new homes in addition to lower deposit mortgages with more favourable borrowing rates to the market. Help to Buy is only available on new build homes with a maximum purchase price of up to £600,000.

At Ryder & Dutton we have experienced mortgage advisors who specialise in Help to Buy, ensuring potential purchasers are given the best possible advice,  providing you with peace of mind that we do all we can to ensure the sale proceeds all the way to completion.

We can provide assistance with the Help to Buy scheme, guiding buyers through the process from completing applications to managing expiry dates, liaising with solicitors and the Help to Buy agents.

The Government is particularly keen to encourage registrations from small and medium sized house builder. Registration is not only simple, it is completely free of charge and is available to all house builders and developers.

The biggest advantage of registering your properties onto the Help to Buy scheme is that it exposes your property to a wider market, attracting buyers who otherwise may not have been able to afford to buy a new build property, making owning a home on your development affordable for a wider range of buyers.

For more information on Help To Buy please contact our New Homes Department on 0161 925 3235.